Private College Loans for Undergraduate Students

Whether this is your first year at college or your last, you are bound to have unexpected expenses that you did not factor into your educational costs. Whether it be tutors, computers or software, books, last minute tuition hikes, or transportation needs – a private student loan is a flexible supplement to your student aid package to help cover those expenses not met by your existing student aid package.

With a fast and easy application process, generous and flexible repayment terms, and competitive interest rates, our goal is to help you achieve your education goals.

Apply online or call toll-free 866-930-3966

Private College Loan Credit Guidelines

We encourage all borrowers to apply with a creditworthy co-signer to increase their chances of approval and of obtaining a lower interest rate and/or fee. A co-signer release [a] request is available to borrowers who make 36 on-time monthly payments.

• You must be at least 18 years of age (19 in Nebraska and Alabama, 21 in Puerto Rico & Mississippi.) Mississippi residents under the age of 21 may borrow with written consent from a parent or guardian.
• You must be enrolled at an eligible institution to be approved for and receive a loan. Enrollment is verified after you submit an application, as part of the loan approval process.
• You must carry at least a half-time credit load for a private undergraduate or graduate loan.

Benefits of Applying with a Qualified Co-Signer

Even if you meet the above established credit guidelines, it may be in your best interest to apply with a qualified co-signer. Benefits of applying with a credit-worthy co-signer may include an increased chance of approval and lower rates and fees.

Private College Loan Program Details

• Competitive interest rates
• Easy online application process
• No repayment until a year after you graduate
• Generous borrower benefits

Apply online or call toll-free 866-930-3966

[a] Co-signer release is contingent upon the borrower's credit profile which will be reviewed by the Lender prior to release.