This alternative student loan product is not available to residents of Wisconsin, Texas, Iowa, Washington. All others states are eligible, please visit the Private Student Loans Center for more details. Note: there are no state restrictions for cosigners. Please review the alternative student loan information below before applying.

Discover Student LoansWhen federal loans are not enough, a Certified Private Loan from Discover Student Loans is a smart way to pay for college. Consider our Certified Private Loan to help cover up to 100% of your college funding gap and earn a 2% Graduation Reward - that's a 2% cash reward on your outstanding principal balance at graduation.

Eligibility

  • You must be a US citizen or permanent resident
  • You must be enrolled in a 4 or 5 year undergraduate degree program or graduate program
  • You and your cosigner must both pass a credit check

Terms

  • Zero fees
  • 2% Graduation Reward
  • Interest rate based on credit evaluation
  • Loan amount is certified and disbursed through your school
Learn more about certified private student loans Apply for certified private student loans